Privacy Policy

Privacy Policy

Introduction

At https://construction-lending-colorado.bloghostess.com (referred to as “Construction Lending Colorado,” “we,” or “the Company”), we prioritize the privacy and security of your personal information. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and protection of data in adherence to various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA) and Colorado’s Consumer Privacy Act (CPA)
  • Utah’s Consumer Sales Privacy Act (UCPA)
  • Connecticut’s Connectict Consumer Data Protection Act (CTDPAA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy is applicable to all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to external platforms, applications, or services accessed through links on our site, as these entities have their own privacy policies governing data collection and usage.

Processing Activities

This Privacy Policy guides the ways in which we interact with users across different touchpoints:

  • Using Our Applications and Services: As an authorized user, your activities within our applications and services are subject to this policy.
  • Visiting Our Websites: When you browse our websites linked to this privacy statement, your interaction falls under the scope of our data collection practices outlined herein.
  • Communication with Us: We may reach out via various channels like emails, phone calls, or text messages (SMS), and these communications are covered by our policy.

Personal Data Collection

We collect a range of personal information to enhance your experience and facilitate our services:

  • Account Information: Details required to create and manage user accounts, such as usernames, passwords, and account settings.
  • Payment Information: Credit card details, billing addresses, and payment history for processing transactions securely.
  • Financial Information: Data related to your financial status, creditworthiness, and loan applications.
  • Purchase Information: Records of products or services purchased through our platform, including transaction dates and amounts.
  • Mobile Device Identifiers: Unique device IDs, mobile phone numbers, and IP addresses for device recognition.
  • Location Data: GPS coordinates and location-based services data to provide personalized content and services.
  • Feedback: Your responses to surveys, reviews, or feedback forms, which help us improve our products and services.
  • Social Media Information: Details obtained from social media platforms when you interact with our content or share it, including your social media profile information.
  • Product Information: Search history, product preferences, and interaction data to tailor recommendations and offers.

We gather this data through various methods, including direct user input, automated tracking technologies (like cookies), and third-party service providers who assist in data collection, each operating under their own privacy guidelines.

Cookies

We employ cookies to enhance your experience on our website and for analytical purposes:

  • Strictly Necessary Cookies: These ensure basic functions like secure log-in and account management.
  • Preference Cookies: Tailored settings and preferences are stored to remember your choices.
  • Analytics Cookies: We use these to understand user behavior, measure site performance, and provide insights into our services.

Users can exercise control over non-essential cookies through our Cookie Manager, allowing them to manage their cookie preferences.

Retention and Deletion

The duration for which we retain personal data is determined by legal requirements and the original purpose of collection:

  • We keep your data as long as necessary for the fulfillment of legitimate business interests or legal obligations.
  • Once the retention period ends, or when you request deletion, your data will be securely erased from our systems and associated third-party databases.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information:

  • Access: The right to request access to the personal data we hold about you.
  • Rectification: Requesting corrections if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): Asking for the deletion of your data, under certain circumstances.
  • Restriction: Limiting the use of your personal information, while we verify or dispute its accuracy.
  • Portability: Receiving a copy of your data in a portable format, allowing you to manage it easily.
  • Objection: Opposing the processing of your data for specific purposes.
  • Non-Discrimination: The right to be treated fairly and not discriminated against for exercising your privacy rights.

To exercise these rights or have any data-related inquiries, please contact our dedicated privacy team at your earliest convenience.

Changes to Policy

We reserve the right to update this Privacy Policy to reflect changes in our practices or legal requirements. Any modifications will be posted on this page, and we encourage users to review it periodically.

Contact Information

For any privacy-related inquiries, requests for data removal, or questions regarding this policy, please reach out to us:

We are committed to handling your personal information with the utmost care and transparency. Your trust in us is invaluable, and we strive to ensure a secure and private experience throughout your interaction with Construction Lending Colorado.